Vehicle Financing

Leasing Financing Model

Need to own a fleet of vehicles but with no capital?

Welcome to Leasing

What is Leasing?

Leasing allows a client(lessor) to use a vehicle(from Lessee) for a fixed period of time while paying monthly fees as the dealer takes care of maintenance. It’s a service that sees seamless acquisition, management and return of the assets after utilization or lapse of the lease term

 Financing That Works for You

Whether you’re an individual, a small business, a school, a manufacturer, or a PSV operator, we offer customized financing solutions tailored to your segment.
Take advantage of our exclusive Isuzu asset finance schemes — built to suit your cash flow, credit profile, and operational needs.

Benefits of Leasing

  • Minimal/NO  cash outlay
  • Overcoming budgetary limitations
  • Avoidance of obsolescence
  • Conservation of business working capital
  • Tax benefits: monthly rentals appear as expenses on P&L
  • Flexible growth capacity
  • Lower Cost of Fleet: maintenance done by dealer, and overaged are returned hence minimal costs of maintenance
  • Allows concentration of key objectives of the organization
For Individuals
  • 6 months original bank statements
  • 1 year M-Pesa statement
  • 3 months pay slips + employment letter (if employed)
  • Copy of ID & KRA PIN
  • Proforma invoice
For Companies & SACCOs
  • 6 months original bank statements
  • 1 year M-Pesa statement
  • KYC Documents:
    Certificate of Incorporation/Registration
    Company/SACCO KRA PIN
    Copy of Directors’ ID & KRA PIN
    CR12 (Latest)
  • Memorandum & Articles of Association (before 2015)
    or
    CR1, CR2, CR8 (after 2015)
  • Valid Business Permit
  • Practicing Certificate (if applicable)
  • Any Existing Contracts
  • Proforma invoice

Lease Options

Dry Lease: Components
  • Motor vehicle 
  • Comprehensive insurance
  • Telematics
  • Lease period: 48months-72 months.
  • Allows for option: lease to own or lease to return upon lapse of lease term
Wet Lease: Components
  • Motor vehicle
  • Comprehensive insurance
  • Telematics
  • Scheduled maintenance plan
  • Lease period: 48 months-72 months.
  • Allows for option: lease to own or lease to return upon lapse of lease term

Our Partners

  • Zohari
  • Rivieeres
  • Rent Co. E.A
  • Capital Leasing
  • Rentworks
  • Vael

Rental Facilities Requirements Checklist

1.

Detailed Company Profile

  • Financing information:
  • Annual Report & Financial Statements (audited) for financial for 3 years (with notes)
  • Latest Management Accounts (with P&L and Balance Sheet notes)
  • Latest aged analysis of debtors and creditors above management accounts date
    • (e.g. 0-30, 30-60, 60-90 and >90 days as applicable)
  • Cash flow projections for the duration of the facility (provide assumptions made)
  • Latest 6 months bank statements from other banks
2.

Copies of Directors/Shareholders Documents (All Directors):

  • National ID/Passports
  • Individual PIN certificates
3.

Copies of Company Documents:

  • Memorandum & Articles of Association
  • Certificate of incorporation
  • PIN and VAT certificates of the company
  • Latest filled Annual Returns plus a copy of the filling receipt
  • Latest tax Compliance Certificate
4.

Securities being offered (if applicable):

  • Details of proposed collateral (copy of title)
  • Copy of last valuation report
5.

Any other information that could assist the appraisal (if applicable):

  • Valid signed contracts
  • Proforma invoice(s)

Lease Parties/Entities

Ready to Get Started?

Request a free financing consultation with our experts or Call/SMS/WhatsApp us to get personalized guidance on the best option for your business or personal needs.